Debit cards are a type of plastic card that allows customers to spend money by drawing on funds they have already deposited in the bank. Unlike a credit card, which allows consumers to borrow money up to a certain limit in order to purchase items or withdraw cash, debit cards are linked directly with a customer's checking account and can be used to withdraw cash, make deposits, or pay bills. There are a few different types of debit cards, but the most common is the ATM card, which can be used at an automatic teller machine to withdraw cash or make deposits. Debit cards can also be used to make purchases at retail stores, online retailers, and over the phone. When making a purchase, the customer simply hands their card to the merchant, and the funds are transferred immediately from their account to the merchant's account. Debit cards offer a number of advantages for both consumers and businesses. For consumers, debit cards provide a convenient way to access their money without h