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Showing posts from September, 2021

What Is A Good Credit Score For My Age?

  A good credit score for your age depends on how old you are. If you are above the age of 21, your credit score should fall between 600-750. The older you get, the less power potential lenders will see in you as an applicant because lenders take into account many years, not just one year like they would for someone who is 20 years old.  If having a credit score of 750  is not possible, you should aim for at least 620. Having a  Fair Isaac Corporation  (FICO) score of 620 or above will mean you are typically offered the best available rates on loans and other types of credit. It also means that your probability of being approved for unsecured consumer credit is high, around 80%. Furthermore, the likelihood that you will be missing payments in the coming 12 months is less than 2%. In some countries, credit scores range from 300 to 850 (although some credit scores may go as high as 900), and the exact number for a person depends on his or her specific situation. If an individual has a F

How Do I Get My Credit Score Up 100 Points In One Month?

To get your credit score up 100 points in one month, you should prove where you live, build your credit history, make regular payments on time, keep your credit utilization low, get an instant score boost, check for errors and mistakes on your credit report and report them, monitor your credit file for fraudulent activity, avoid moving home a lot, show long credit history, and get a credit builder credit card. There are many factors that go into determining one's credit score. It can be difficult to see a 100-point increase in only a week or two, but there are ways to help you improve your score over time. To improve your score, make sure all of the bills you mail arrive on time. Bills that are returned by the post office will create late payments on your credit report. Pay off old debts or clear them from collections before they show up on your report. Use online banking to pay all of your monthly bills directly rather than letting marketing companies send dunning notices for one